Search this site

People like to read…

The most popular things on this site are the writing on class and the guides: how to use sliding scale, how to make your small business work, how to invest when you are against capitalism, and how to share money equitably with roommates/partners. Start there!
  • Fearless Money Newsletter
  • Blog
  • Coaching
  • Online Classes
  • FREE 1 Week Money Cleanse eCourse
  • Privacy & Terms
  • Contact

Get Tips in your Inbox

Skip to content

Ride Free Fearless Money

Real talk on personal finance, relating to money, and progressive economics

  • Blog
    • Videos
  • Podcast
  • Small Business Money
    • Week-long workshop
    • Make Money and Do Good: Business Startup Guide
    • Pricing for Sustainability ecourse
    • Freelancer Finances ecourse
    • Free Freelance Income Calculator
  • Personal Finance
    • Resources
    • Week-long workshop
    • Personal finance Coaching
    • Financial Resilience Workbook
    • Resilient Donations: Giving Plan Guide
    • Money Tips to Buy a House
    • Hacking Debt webinar
    • Partners Coaching
    • Talk About Money Workbook
    • Collectives coaching
  • Consulting
    • Custom Workshops
  • Store
    • Digital Courses
    • Workbooks
    • Partners + Money Toolkit ecourse
    • Calm That ACK! Budget and Save ecourse
    • Mindful Money Guide
    • Surviving Capitalism webinar
    • Free
      • Free Budget Worksheet
      • Free Money Cleanse eCourse
      • Divesting & Hacking Capitalism
  • About
    • Events
    • My story
    • Contact
    • Why ‘Ride Free’?!?
    • Press & Testimonials
    • Sliding Scale & Fees
  • Newsletter

Post navigation

Lift and climb: Collectively equalizing salaries and revenue
All about leverage: good debt and strategy

Find

Read more:

  • Blog: Diva is a Hustler
  • eBooks & Guides
  • Online courses: learn to $$!
  • Coaching
  • Newsletter

ridefreefearlessmoney

Feminist financial educator & consultant / money real talk for values-driven folks

Ride Free Fearless Money
Workshops I run are full of the coolest people <3⁠ ⁠ AND what's rad about workshops is that you all can learn from each other as well as from me, in them. It's the best to facilitate that kind of knowledge share tbh.⁠ ⁠ I have a few new workshops I announced in my newsletter this week, where folks got first dibs to sign up. Will announce them far and wide this weekend!⁠ ⁠ #financialliteracy #moneylikeyoumeanto #learntogetfree
When I worked as a researcher/designer at a bank f When I worked as a researcher/designer at a bank from 2020-2022, I interviewed commercial bankers frequently, and it was my job to understand banking products and systems. ⁠ ⁠ I want to share insights on why businesses might have large deposits at any one bank, even though it adds underinsurance risk. ⁠ ⁠ The reason it matters to understand this is both:⁠ ⁠ 1/ Awareness: in normal circumstances, you can only recoup up to $250k from any account at a specific financial instituion, in the case of that institution failing. So it makes sense to have money spread out across FIs if you have a lot of cash!⁠ ⁠ 2/Healthy suspicion: if someone is incentivized when you take an action, be cautious about what they suggest. Keeping all your money at one bank is a risk. Putting all your money into your house is a risk. Only having insurance and not investments and vice verse is a risk... this system is risky, because it's built that way.⁠ ⁠ Curious what people think about financial system reset versus preservation -- should the FDIC be bailing out depositors? I think YES since we're talking about mostly small businesses tapping their checking and savings to make payroll...⁠ ⁠ #SVB #siliconvalleybank #bankbailout #depositorbailout #FDIC⁠
You can't control most things in life - but you ab You can't control most things in life - but you absolutely can automate paying your bills, money going into savings and investing accounts, and donations. I love this approach because then I only have to worry about making money and getting it into my account! Plus then I know money that's left over in my account is safe to spend on things I want. Yes you can even do this when money is tight, you have to use a calendar and plan it more stringently. And once your earning more than just enough, it's a critical move if you want to save some of what you are bringing in! It's an awesome way to make certain you got ahead of your spending, and can be confident money is going to the places you want it to go to. #moneyhacks #getyourfinancialshineon #automation #savingmoneytips
Why do I do a one week long workshop? Because you Why do I do a one week long workshop? Because you have questions, but you don't have time to figure out which questions are the most important- that's what we get sorted for you in this workshop. There are two live workshops, three optional coaching sessions, and optional daily exercises to orient you and keep you on track. You don't answer every money question you have in one week, of course - you understand the types of things you could be figuring out, you identify the one or two that are most important to you right now and you get those going. Money Like You Mean To is also a fabulous, temporary community of awesome people answering questions about their money together- it's so fun, I love running these workshops!! ✨🎉 The next one for personal finance starts March 12th and for business finances starts April 2nd.
Ended up on a boat(s) from my puffy jacket startin Ended up on a boat(s) from my puffy jacket starting place. Vacation is the best! Leaving the country is my favorite because I want to be reminded that the US isn't the shit, there's lots of ways to live, and oh yeah the world is huge and full of everything. I'll be back at business stuff next week but for now, the beach 💕✨🌴
Are you asking the wrong questions about investing Are you asking the wrong questions about investing, because you don't really know what it is or is supposed to do for you? Read on boo!!⁠ ⁠ Investing is commonly thought of as “a thing we do with money, in order to have more money to get resources later.”⁠ ⁠ That's correct, but incomplete.⁠ ⁠ In our current economic system, we will all need money for some of our resource needs. So, yes it makes sense to invest money, and to learn to do it in ways that are most aligned with your values and without adding more destruction and chaos.⁠ ⁠ AND⁠ ⁠ Others of our needs can be fully or partially resourced directly, without money as an intermediary. Growing food, sharing housing, using solar/water recapture technologies...⁠ ⁠ In the finance world this is often boiled down to “risk management” and “diversification” but in normal words, it refers to improved lived experiences. ⁠ ⁠ Investing in our relationships to people and land also makes our financial investing more worth it: the more people and places that matter to us, the richer our lives.⁠ ⁠ What will you invest in next?⁠ ⁠ #impactinvesting #resourceyourfuture #SRInvesting #investinyourworld #diversification⁠
Load More... Follow on Insta

Recent Posts

  • Financial Freedom > Financial Independence
  • My giving journey and why I joined a Giving Project
  • Getting your giving plan together in three steps
  • The energy I want you to bring to your money this year
  • Sept 2022, when the economic markets worry you

Resources on

  • Blog (178)
  • Budgeting (23)
  • Capitalism (43)
  • Class & Family (18)
  • Credit (5)
  • Debt (17)
  • Diva Is A Hustler (144)
  • Featured (5)
  • Financial self-care (101)
  • Hacking Capitalism Tips & Strategy (81)
  • Investing (26)
  • Property (6)
  • Run Yr Biz (28)
  • Saving Money (23)
  • Strategy (36)
  • Talking Money (20)
  • Videos (33)

Get Free Fearless Resources

People are saying

“I gained the skills and perspective I needed to stay calm and focused to make smarter financial decisions.” – S.G., lawyer.

“It’s never been clearer to me how important it is to be able to talk this stuff with someone with shared values and language, and how important it is to be able to consult with someone who treats you with respect and who will listen.” –MT, editor.

“Thank you so much for the awesome session last night — I have been flying high and talking about it all day. I honestly feel less afraid (not yet quite riding free fearless money) and I can’t wait to put all your tools and suggestions to work. I already started ! — Emmett F., , queer musician & digital storyteller

“This class was designed for people like me! Damien shares my values of social justice, and helped me to figure out fair, ethical ways to relate to money.”
– Dara B., dareconsulting.com

“I feel more calm about money after this. I realized that I don’t have to use the same symbols and judgements that everyone else seems to use when they talk about this stuff. That’s really powerful.”
-Bevin, queerfatfemme.com

You’re Ready, Start Here:

  • Fearless Money Newsletter
  • Blog
  • Coaching
  • Online Classes
  • FREE 1 Week Money Cleanse eCourse
  • Privacy & Terms
  • Contact

People Are Saying…

“Her working class femme money genius has been an invaluable tool to help me.” - Leah Lakshmi Piepzna-Samarasinha, writer, educator

"I deeply appreciate the depth of presence and lived experience you bring to this work." -- L., coach

“Taking this “money management” class is one of the best things I have ever done for myself. Do yrself a favor and sign up!!!!” -- M., Live ACK Class, Jan 2016

"I paid off my biggest credit card last week. I still can't believe it. Your class kicked it into high gear for me. The shift was totally in the idea of taking myself more seriously and believing that there will be a future me. Huge shift." -- K., freelance designer

“I learned more than I knew I needed to know about money in Damien’s class and I don’t regret it!” -- RYAN B., bike mechanic

“Just wanted to express gratitude for all your money teachings and tips! My sweetie and I are using it together and it’s helped us talk about money and planning with less shame and guilt.” -- ANONYMOUS, online

“I never wanted to take a course on financial planning because I had always assumed it would be over my head or speak to values that didn’t resonate with me. But this class was designed for people like me! Damien shares my values of social justice, and helped me to figure out fair, ethical ways to relate to money.” -- DARA B, education consultant, dareconsulting.com

“As a chronically ill femme of color artist living the freelance life, money is often a source of fear and uncertainty for me. I took Damien’s class and was blown away by her clarity and sensitivity. How amazing to learn about money with someone who is so anchored in social justice! She created a warm, inclusive environment; was on-point about intersectionality, and shared incredibly useful tools and tips. I never thought that discussing money could be so fun, and I left the class feeling a new sense of hope and possibility.” -- ANONYMOUS, Freelance artist

“I feel more calm about money after this. I’m shocked. I realized that I don’t have to use the same symbols and judgements that everyone else seems to use when they talk about this stuff. That’s really powerful.” - BEVIN B., blogger & lawyer queerfatfemme.com

You’re Ready, Start Here:

  • Fearless Money Newsletter
  • Blog
  • Coaching
  • Online Classes
  • FREE 1 Week Money Cleanse eCourse
  • Privacy & Terms
  • Contact

Hi, I’m HD

People are saying

“I gained the skills and perspective I needed to stay calm and focused to make smarter financial decisions.” – S.G., lawyer.

“It’s never been clearer to me how important it is to be able to talk this stuff with someone with shared values and language, and how important it is to be able to consult with someone who treats you with respect and who will listen.” –MT, editor.

“Thank you so much for the awesome session last night — I have been flying high and talking about it all day. I honestly feel less afraid (not yet quite riding free fearless money) and I can’t wait to put all your tools and suggestions to work. I already started ! — Emmett F., , queer musician & digital storyteller

“This class was designed for people like me! Damien shares my values of social justice, and helped me to figure out fair, ethical ways to relate to money.”
– Dara B., dareconsulting.com

“I feel more calm about money after this. I realized that I don’t have to use the same symbols and judgements that everyone else seems to use when they talk about this stuff. That’s really powerful.”
-Bevin, queerfatfemme.com

Get Free Fearless Resources

Copyright RFFM LLC 2015-2020 / All content for educational purposes only, friends! None of this is to be taken as tax advice, legal advice, or investment advice.
  • Fearless Money Newsletter
  • Blog
  • Coaching
  • Online Classes
  • FREE 1 Week Money Cleanse eCourse
  • Privacy & Terms
  • Contact
Design by Smartcat