Terms, Conditions & Privacy

This page contains the Privacy & Data Security Policy, Refund Policy, Terms of Service Indemnity Policy, and Copyright for this Site. WHEW.


RFFM LLC owns this website RideFreeFearlessMoney.com,(hereafter “The Site”), and is committed to protecting your personal information and collecting it in accordance with applicable laws. This page covers how we will process any personal information we collect from you or that you provide to us through the website.


The Site uses cookies. 

Your information, if you share it with The Site, is collected in HTTPS-enabled webpages and software with web security as a priority.

Your data is stored in password-protected software where two-step authentication is enabled where applicable. It will not be sold under any condition, and will be cared for with attention to security practices.

It’s always a good idea to run HTTPS everywhere on your browsers or use a VPN to protect your typed transmissions in any instance, but no matter what: neither The Site RideFreeFearlessMoney.com, nor any of its agents is responsible for a breach on third party software and servers.




When you submit your information to sign up for our newsletter or to get a download, we collect the personal information you give us such as your name, organization, and email address.

When you sign up for our newsletter or opt-in with a download, we will send you emails about our work, new offerings, and other updates as advertised when you signed up.


When you browse our site, we also automatically receive your computer’s internet protocol (IP) address in order to provide us with information that helps us learn about your browser and operating system and to understand more about how our site is used and in turn to make sure that the site meets your needs.

To do this we may send cookies to your browser. If you don’t want cookies to be stored on your computer it is possible to disable this function within your browser without affecting your navigation around the site; here’s one tool.



How do you get my consent?

If you provide us with personal information to sign up for our newsletter or share your contact information to get a download, we explicitly ask that you consent to our collecting it and using it to deliver email updates, informational replies, or download confirmation as you’ve specifically requested.

If you sign up for a download, we ask for consent to use your information for a secondary reason, like updates (marketing); when we do use your information for this reason, we will always provide you with an opportunity to opt out.

If you sign up for a webinar or coaching, you have the option to receive email marketing or not; if you check the box to receive emails, then you well.

If you sign up for an online course, you’ll receive emails related directly to that course, as well as emails related to The Site, relevant to the course.

How do I withdraw my consent?

If after you opt-in, you change your mind, you may withdraw your consent for us to contact you, for the continued collection, use or disclosure of your information, at any time, by using the unsubscribe button in update emails.

You may also or contacting us at helloridefree@gmail.com to request unsubscribe.



We may disclose your personal information if we are required by law to do so or if you violate our Terms of Service.  We will not use your data for any other purpose other than stated in this notice. In particular, we will not share it with any third-parties for marketing purposes.



In general, the third-party providers used by us will only collect, use and disclose your information to the extent necessary to allow them to perform the services they provide to us.

However, certain third-party service providers, such as payment gateways and other payment transaction processors, have their own privacy policies in respect to the information we are required to provide to them for your purchase-related transactions.

For these providers, we recommend that you read their privacy policies so you can understand the manner in which your personal information will be handled by these providers.

In particular, remember that certain providers may be located in or have facilities that are located in a different jurisdiction than either you or us. So if you elect to proceed with a transaction that involves the services of a third-party service provider, then your information may become subject to the laws of the jurisdiction(s) in which that service provider or its facilities are located.

As an example, if you are located in Canada and your transaction is processed by a payment gateway located in the United States, then your personal information used in completing that transaction may be subject to disclosure under United States legislation, including the Patriot Act.

Once you leave our website or are redirected to a third-party website or application, you are no longer governed by this Privacy Policy or our website’s Terms of Service.



When you click on links on our site, they may direct you away from our site. We are not responsible for the privacy practices of other sites and encourage you to read their privacy statements.



To protect your personal information, we take reasonable precautions and follow industry best practices to make sure it is not inappropriately lost, misused, accessed, disclosed, altered or destroyed. We take precautions to protect your information.

Wherever we collect sensitive information (such as credit card data), that information is encrypted and transmitted to us in a secure way. You can verify this by looking for a lock icon in the address bar and looking for “https” at the beginning of the address of the Web page.

If you provide us with your credit card information, the information is encrypted using secure socket layer technology (SSL) and stored with a trusted third party (Stripe).  Although no method of transmission over the Internet or electronic storage is 100% secure, our partners implement accepted industry standards.



By using this site, you represent that you are at least the age of majority in your state or province of residence, or that you are the age of majority in your state or province of residence and you have given us your consent to allow any of your minor dependents to use this site.



We reserve the right to modify this privacy policy at any time, so please review it frequently. Changes and clarifications will take effect immediately upon their posting on the website. If we make material changes to this policy, we will notify you here that it has been updated, so that you are aware of what information we collect, how we use it, and under what circumstances, if any, we use and/or disclose it.



If you would like to: access, correct, amend or delete any personal information we have about you, register a complaint, or simply want more information contact our Privacy Compliance Officer at helloridefree@gmail.com


You acknowledge by using RideFreeFearlessMoney.com (hereafter The Site) to hold RFFM LLC & Hadassah Damien (hereafter “Owners”) indemnified.

That means you agree that any decisions you make after getting information from the Site and Owners are of your own volition and you take full responsibility for all outcomes of your actions and will not hold Owners legally liable for outcomes.

Terms and Conditions of using RideFreeFearlessMoney.com and of working with RFFM LLC (and Hadassah Damien, member RFFM LLC).

  1. No particular outcome is guaranteed.
  2. The Site is for educational purposes only, and is not an invitation to invest nor tax or legal advice.
  3. Anyone reading the site, taking a live or online class, or in coaching agrees to hold both RFFM LLC and Hadassah Damien in indemnity; that means you take full responsibility for your self and your actions, and will not holdRFFM LLC or Hadassah Damien legally liable for any outcome of your actions.


Online Classes

For a live online class that you cancel, you can get a transfer credit if you request it 48 hours or more in advance. You can get a full refund less a 20% handling fee with a request 48 hours or more in advance. After the class is over, no refunds or credits can be given.

In-person Classes

You may get a full transfer to the next, or another comparably priced, class with cancellation 24 hours or more in advance.

Coaching Sessions

You can reschedule any given session once at no charge, no less than 12 hours in advance. For sessions not scheduled in a reasonable timeframe, or rescheduled more than once, I reserve the right to cancel with a full refund less a 10% administrative fee.

After a scheduled meeting time, sessions are non-refundable whether you attended the scheduled time held for you, or not.

All coaching packages and gift certificates are good for 12 months from date of purchase.

Online Courses

You may request a full refund within 30 days of your order. After 30 days, no refunds are given due to the ephemeral nature of the content and the full access you have to all content. All class purchases guarantee access to course materials for one year, or as specified in course materials.



All writing, research, images and other intellectual property are copyright to RFFM LLC 2015 – 2020, except where credited otherwise. Please credit & link when sharing or quoting.

If I have accidentally included and not credited your work, I very much intend to and want to do so! Feel free to request a credit, linkback, or removal of your work.