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ridefreefearlessmoney

Feminist financial educator & consultant / courses, workbooks, coaching & workshops / hustle real talk for values-driven folks

Ride Free Fearless Money
Taxes Origin and Future , for more history and nit Taxes Origin and Future , for more history and nitty gritty on wealth taxes follow link tree to my blog ⁠ ⁠ #tax #wealthtax
This is not a bootstrapping story. I’m aware tha This is not a bootstrapping story. I’m aware that I could better grow my fame and fans by offering more aspirational content about how I changed my life from broke to banking it and how awesome it is to go to the grocery store and get whatever I want, to donate what I used to earn in a month, and find work fun. I could totally tell my story like this and sling: ~I did it using my brain~ ~and you can too~ But I’m too much about History Accuracy Honesty  to play like that. 💅 Yes it is 100% possible to radically improve your work and money life. And: No one can promise you how probable it is, which has as much to do with work as with the zip code you got born in and luck Getting money isn’t the end of the game, and worshipping wealth has all kinds of nefarious religious origins (that I write about in my newest blog post) It’s not enough for just one of us to make it out, though I celebrate each of you that are making it too #Strategy is the art of improving your odds, and I teach folks how to create their own #values-based financial strategies. But even strategy is no guarantee. Telling #bootstrapping success stories isn’t strategy - it’s #mythology. I want you to have tools, not idols. Options, not out of reach goalposts.  I want, for myself, to be able to grow and share without reinforcing a damaging kind of story. No bootstrapping, just #boots here at Ride Free.
Taxes were contested as unconstitutional in the 18 Taxes were contested as unconstitutional in the 1880s -- and it wasn’t until 1913 that income taxes and corporate taxes officially started.⁠ ⁠ Right after the invention of the assembly line and the mass employment of individual workers began -- and right as WW1 was picking up. Taxes in the US have always been tied to war and control of individuals. ⁠ ⁠ However, that’s not the only way they can be applied. The EU today may have higher tax rates but costs of living are much lower due to so many benefits like health care, education, nice public housing and end of life care. In India, taxation has always focused on a “maximum social welfare principle” and ensuring that taxation didn’t over-draw from people.⁠ ⁠ #taxes #taxseason #taxtime #airforcebakesale #socialwelfare⁠
Shout out to everyone who’s out there working on Shout out to everyone who’s out there working on saving a down payment like WHAT IS THIS FRESH HELL.⁠ ⁠ This thread is GOLD because it surfaces an issue a lot of people are facing: the cost of housing -- and living -- is rising faster than wages, and for people without family help that means the burden is on us to get that money. Ourselves.⁠ ⁠ Yes, you can put down 3.5% or 5% on a mortgage to make it more affordable. Yes there are programs to help with closing costs [google “down payment assistance program + your city”]. Yes you can probably cut costs or make more money and save up and eventually get yours.⁠ ⁠ But that doesn’t make it easy, especially in a competitive sellers market, or change the bare fact that privilege makes things that should be human rights accessible to the few and a ridiculous hurdle for the many.⁠ ⁠ Look: if you have a family who has money and will help you. THANK GOODNESS.⁠ And if you don't...the math is above and the only way thru is saving up those dimes and working together. ⁠ #housing #homeprices #downpayment⁠
Are taxes an evil tool of the government or collec Are taxes an evil tool of the government or collective wealth? ⁠ ⁠ Hint: they can be both. And more.⁠ ⁠ In my new blog post I skim the global history of taxes to dive into understanding why -- in the US -- we might believe they’re “bad” and what else taxes might do for us. ⁠ ⁠ Happy tax season!! Remember⁠
Do you apply any of these when you make your money Do you apply any of these when you make your money plans?⁠ ⁠ ⁠ #moneyplans #personalfinance #budgeting #financetips #finanicalliteracy #moneycoach #moneygoals #womensupportingwomen #womeninbiz #creativepreneur
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“Her working class femme money genius has been an invaluable tool to help me.” - Leah Lakshmi Piepzna-Samarasinha, writer, educator

"I deeply appreciate the depth of presence and lived experience you bring to this work." -- L., coach

“Taking this “money management” class is one of the best things I have ever done for myself. Do yrself a favor and sign up!!!!” -- M., Live ACK Class, Jan 2016

"I paid off my biggest credit card last week. I still can't believe it. Your class kicked it into high gear for me. The shift was totally in the idea of taking myself more seriously and believing that there will be a future me. Huge shift." -- K., freelance designer

“I learned more than I knew I needed to know about money in Damien’s class and I don’t regret it!” -- RYAN B., bike mechanic

“Just wanted to express gratitude for all your money teachings and tips! My sweetie and I are using it together and it’s helped us talk about money and planning with less shame and guilt.” -- ANONYMOUS, online

“I never wanted to take a course on financial planning because I had always assumed it would be over my head or speak to values that didn’t resonate with me. But this class was designed for people like me! Damien shares my values of social justice, and helped me to figure out fair, ethical ways to relate to money.” -- DARA B, education consultant, dareconsulting.com

“As a chronically ill femme of color artist living the freelance life, money is often a source of fear and uncertainty for me. I took Damien’s class and was blown away by her clarity and sensitivity. How amazing to learn about money with someone who is so anchored in social justice! She created a warm, inclusive environment; was on-point about intersectionality, and shared incredibly useful tools and tips. I never thought that discussing money could be so fun, and I left the class feeling a new sense of hope and possibility.” -- ANONYMOUS, Freelance artist

“I feel more calm about money after this. I’m shocked. I realized that I don’t have to use the same symbols and judgements that everyone else seems to use when they talk about this stuff. That’s really powerful.” - BEVIN B., blogger & lawyer queerfatfemme.com

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