Search this site

People like to read…

The most popular things on this site are the writing on class and the guides: how to use sliding scale, how to make your small business work, how to invest when you are against capitalism, and how to share money equitably with roommates/partners. Start there!
  • Fearless Money Newsletter
  • Blog
  • Coaching
  • Online Classes
  • FREE 1 Week Money Cleanse eCourse
  • Privacy & Terms
  • Contact

Get Tips in your Inbox

Skip to content

Ride Free Fearless Money

Real talk on personal finance, relating to money, and progressive economics

  • Blog
    • Videos
  • Podcast
  • Small Business Money
    • Week-long workshop
    • Make Money and Do Good: Business Startup Guide
    • Pricing for Sustainability ecourse
    • Freelancer Finances ecourse
    • Free Freelance Income Calculator
  • Personal Finance
    • Resources
    • Week-long workshop
    • Personal finance Coaching
    • Financial Resilience Workbook
    • Resilient Donations: Giving Plan Guide
    • Money Tips to Buy a House
    • Hacking Debt webinar
    • Partners Coaching
    • Talk About Money Workbook
    • Collectives coaching
  • Consulting
    • Custom Workshops
  • Store
    • Digital Courses
    • Workbooks
    • Partners + Money Toolkit ecourse
    • Calm That ACK! Budget and Save ecourse
    • Mindful Money Guide
    • Surviving Capitalism webinar
    • Free
      • Free Budget Worksheet
      • Free Money Cleanse eCourse
      • Divesting & Hacking Capitalism
  • About
    • Events
    • My story
    • Contact
    • Why ‘Ride Free’?!?
    • Press & Testimonials
    • Sliding Scale & Fees
  • Newsletter

Book Coaching Online

Directly book sessions here; or learn all about coaching for individuals, partners and couples, and small business owners.

Find

Read more:

  • Blog: Diva is a Hustler
  • eBooks & Guides
  • Online courses: learn to $$!
  • Coaching
  • Newsletter

ridefreefearlessmoney

Feminist financial educator & consultant / money real talk for values-driven folks

Ride Free Fearless Money
This one goes out to all my overthinkers and forme This one goes out to all my overthinkers and former A+ students who get themselves stuck thinking every action they take has to get some kind of perfectionistic gold star. I especially see this when people are trying to make social change or impact with spending choices or donation/giving decisions. Sure we want to be our best and do our best. But we also NEED to make decisions and move forward. Truth be told, there's a lot of financial decisions and other types of decisions you'll get to make more than once in life. Make a good enough decision and move on so you can get to the next. #perfectionismispatriarchy #perfectistheenemyofgood #analysisparalysis
Who’s flexing some - or all - of these signs?⁠ Who’s flexing some - or all - of these signs?⁠ ⁠ You don't have to be rich to act with integrity and intention [and no one gets to use being rich as an excuse not to act right, either]. You can get aligned with your money moves with a little - or a lot - of money. ⁠ ⁠ What's saved and why - what goals are happening when - creating the opportunity to fuck off from a bad situation - and yet having money to experience life and share ...⁠ ⁠ These are all facets of your personal finances that you can exert control over as soon as you decide to. Even if your savings or fuck off fund is just a seedling, you get to decide about putting $10 a week into it. Or if you're at a more abundant place, maybe you're putting $200 a week away. ⁠ ⁠ The point is - you know what's up with your money - not avoiding or hiding or letting fear get in the way. Looking it in the face and making a decision for YOU. That's powerful.⁠ ⁠ When we give away power, we give away agency - the hope of change. ⁠ ⁠ Hell no. ⁠ ⁠ We all have the power to be intentional on at least one aspect of our money, let's flex it.⁠ ⁠ Image reads:⁠ Signs you ARE BEING FINANCIALLY INTENTIONAL ⁠ ⁠ - you have savings...AND YOU know what the savings are for⁠ ⁠ - youR FINANCIAL GOALS HAVE A TIMELINE, EVEN IF IT's EMERGENT⁠ ⁠ - you HAVE no-judgement money TO SPEND, eg a fun FUND / budget line ⁠ ⁠ - YOU HAVe A FUCK OFF FUND OR EMERGENCY FUND SEPARATE FROM YOUR EVERYDAY MONEY⁠ ⁠ - YOu'RE GIVING AND SPENDING IN LINE WITH YOUR VALUES ⁠ ⁠ #moneylikeyoumeanto #givingTuesday #gifteconomy #emergencyfund #savingsgoals #powertothepeople⁠
What are you running from by buying all that shit What are you running from by buying all that shit - be real. Mornings with an #anticapitalist #moneycoach...
Sure, aspiring to be middle class and shop as a ho Sure, aspiring to be middle class and shop as a hobby is great and all but have you ever tried using money so you can have broad and meaningful impact? #blackfridaysale #anticonsumerism #moneylikeyoumeanto
No more "I work for myself so of course I don't ha No more "I work for myself so of course I don't have enough" martyrs. It's NOT a given that your life has to suck when you work for yourself. It's not for certain that you won't be able to afford health insurance, taxes, and to pay yourself for days off. In fact, a lot of people design what they do and charge in their businesses specifically so that they have time off and enough money to pay for all the expenses and pay themselves an abundant enough. In my workshops I help small business owners think about how they're earning money - doing what, you see. How much time, charging what and how - where the money is going, and what to change to make it more sustainable. But first -- you have to realize that it's possible to figure out how to design a business to provide enough, that other people do it, and that it's worth figuring out how you could do it for you, too. Will you be able to do exactly the same things exactly the way you were doing them? Probably not, and if you're grinding without being able to take a break or take care of yourself, then change is a good thing. #sustainabledesign # sustainablebydesign #smallbusinessbigdreams #dontgrind
Anyone else watching Twitter "verified" accounts t Anyone else watching Twitter "verified" accounts take down the value of some companies which imho deserve it: like Eli Lily who charges 10x for insulin in the US, what people in the EU pay. Lockheed Martin, who sells death machines, etc. It was a lesson in internet trolls AND in economics: Company stocks have value when people **believe** companies have value. And a shift in belief can have a very rapid impact. In fact, this week we saw a very rabid impact in an increase in the overall value of stocks because there was early data that inflation is slowing down. If you're going to invest in stocks- which is in general, one wise pillar to have in your long term plan - it's important to know how they rise in value and therefore make money. Finally- remember, you only make or lose money in the stock market when you sell. #twitterblue #insulininfree
Load More... Follow on Insta

Recent Posts

  • Getting your giving plan together in three steps
  • The energy I want you to bring to your money in 2022
  • Sept 2022, when the economic markets worry you
  • Labor day update on my Future of Work Freelance Experiment
  • Hello, world! 2022 edition

Resources on

  • Blog (176)
  • Budgeting (23)
  • Capitalism (43)
  • Class & Family (18)
  • Credit (5)
  • Debt (17)
  • Diva Is A Hustler (142)
  • Featured (5)
  • Financial self-care (99)
  • Hacking Capitalism Tips & Strategy (80)
  • Investing (26)
  • Property (6)
  • Run Yr Biz (28)
  • Saving Money (23)
  • Strategy (35)
  • Talking Money (20)
  • Videos (33)

Get Free Fearless Resources

People are saying

“I gained the skills and perspective I needed to stay calm and focused to make smarter financial decisions.” – S.G., lawyer.

“It’s never been clearer to me how important it is to be able to talk this stuff with someone with shared values and language, and how important it is to be able to consult with someone who treats you with respect and who will listen.” –MT, editor.

“Thank you so much for the awesome session last night — I have been flying high and talking about it all day. I honestly feel less afraid (not yet quite riding free fearless money) and I can’t wait to put all your tools and suggestions to work. I already started ! — Emmett F., , queer musician & digital storyteller

“This class was designed for people like me! Damien shares my values of social justice, and helped me to figure out fair, ethical ways to relate to money.”
– Dara B., dareconsulting.com

“I feel more calm about money after this. I realized that I don’t have to use the same symbols and judgements that everyone else seems to use when they talk about this stuff. That’s really powerful.”
-Bevin, queerfatfemme.com

You’re Ready, Start Here:

  • Fearless Money Newsletter
  • Blog
  • Coaching
  • Online Classes
  • FREE 1 Week Money Cleanse eCourse
  • Privacy & Terms
  • Contact

People Are Saying…

“Her working class femme money genius has been an invaluable tool to help me.” - Leah Lakshmi Piepzna-Samarasinha, writer, educator

"I deeply appreciate the depth of presence and lived experience you bring to this work." -- L., coach

“Taking this “money management” class is one of the best things I have ever done for myself. Do yrself a favor and sign up!!!!” -- M., Live ACK Class, Jan 2016

"I paid off my biggest credit card last week. I still can't believe it. Your class kicked it into high gear for me. The shift was totally in the idea of taking myself more seriously and believing that there will be a future me. Huge shift." -- K., freelance designer

“I learned more than I knew I needed to know about money in Damien’s class and I don’t regret it!” -- RYAN B., bike mechanic

“Just wanted to express gratitude for all your money teachings and tips! My sweetie and I are using it together and it’s helped us talk about money and planning with less shame and guilt.” -- ANONYMOUS, online

“I never wanted to take a course on financial planning because I had always assumed it would be over my head or speak to values that didn’t resonate with me. But this class was designed for people like me! Damien shares my values of social justice, and helped me to figure out fair, ethical ways to relate to money.” -- DARA B, education consultant, dareconsulting.com

“As a chronically ill femme of color artist living the freelance life, money is often a source of fear and uncertainty for me. I took Damien’s class and was blown away by her clarity and sensitivity. How amazing to learn about money with someone who is so anchored in social justice! She created a warm, inclusive environment; was on-point about intersectionality, and shared incredibly useful tools and tips. I never thought that discussing money could be so fun, and I left the class feeling a new sense of hope and possibility.” -- ANONYMOUS, Freelance artist

“I feel more calm about money after this. I’m shocked. I realized that I don’t have to use the same symbols and judgements that everyone else seems to use when they talk about this stuff. That’s really powerful.” - BEVIN B., blogger & lawyer queerfatfemme.com

You’re Ready, Start Here:

  • Fearless Money Newsletter
  • Blog
  • Coaching
  • Online Classes
  • FREE 1 Week Money Cleanse eCourse
  • Privacy & Terms
  • Contact

Hi, I’m HD

People are saying

“I gained the skills and perspective I needed to stay calm and focused to make smarter financial decisions.” – S.G., lawyer.

“It’s never been clearer to me how important it is to be able to talk this stuff with someone with shared values and language, and how important it is to be able to consult with someone who treats you with respect and who will listen.” –MT, editor.

“Thank you so much for the awesome session last night — I have been flying high and talking about it all day. I honestly feel less afraid (not yet quite riding free fearless money) and I can’t wait to put all your tools and suggestions to work. I already started ! — Emmett F., , queer musician & digital storyteller

“This class was designed for people like me! Damien shares my values of social justice, and helped me to figure out fair, ethical ways to relate to money.”
– Dara B., dareconsulting.com

“I feel more calm about money after this. I realized that I don’t have to use the same symbols and judgements that everyone else seems to use when they talk about this stuff. That’s really powerful.”
-Bevin, queerfatfemme.com

Get Free Fearless Resources

Copyright RFFM LLC 2015-2020 / All content for educational purposes only, friends! None of this is to be taken as tax advice, legal advice, or investment advice.
  • Fearless Money Newsletter
  • Blog
  • Coaching
  • Online Classes
  • FREE 1 Week Money Cleanse eCourse
  • Privacy & Terms
  • Contact
Design by Smartcat