Search this site

People like to read…

The most popular things on this site are the writing on class and the guides: how to use sliding scale, how to make your small business work, how to invest when you are against capitalism, and how to share money equitably with roommates/partners. Start there!
  • Fearless Money Newsletter
  • Blog
  • Coaching
  • Online Classes
  • FREE 1 Week Money Cleanse eCourse
  • Privacy & Terms
  • Contact

Get Tips in your Inbox

Skip to content

Ride Free Fearless Money

Real talk on personal finance, relating to money, and progressive economics

  • Blog
    • Videos
  • Podcast
  • Workshops
    • Have a Nice Life LIVE!
    • Group Coaching: Personal finance or Small Business
    • Design a Better Small Business workshop
    • Small Business + Big Life cohort
    • Custom Workshops
  • Consulting + Coaching
    • Personal Finance Coaching
    • Business Coaching
    • Partners Coaching
    • Collective/group coaching
  • Workbooks
    • Have a Nice Life Career Change Survival Guide
    • Financial Resilience Workbook
    • Resilient Donations: Giving Plan Guide
    • Make Money and Do Good: Business Startup Guide
    • Talk About Money Workbook
    • Mindful Money Guide
    • Free
      • Free Budget Worksheet
      • Free Money Cleanse eCourse
      • Free Freelance Income Calculator
      • Divesting & Hacking Capitalism
  • e-Courses
    • Ethical(ish) Investing
    • Money Tips to Buy a House
    • Partners + Money Toolkit ecourse
    • Pricing for Sustainability ecourse
    • Freelancer Finances ecourse
    • Calm That ACK! Budget and Save ecourse
    • Hacking Debt webinar
    • Surviving Capitalism webinar
  • About
    • Work With Me
    • My story
    • Contact
    • Why ‘Ride Free’?!?
    • Press & Testimonials
    • Sliding Scale & Fees
    • Resources
  • Newsletter

Book Coaching Online

Directly book sessions here; or learn all about coaching for individuals, partners and couples, and small business owners.

Find

Read more:

  • Blog: Diva is a Hustler
  • eBooks & Guides
  • Online courses: learn to $$!
  • Coaching
  • Newsletter

ridefreefearlessmoney

🏳️‍🌈Queer feminist anticapitalist financial educator + business design consultant / facilitator/ podcast: Have a Nice Life / I contain multitudes

Sticky note size business revenue, expense, and wh Sticky note size business revenue, expense, and what you can pay yourself estimator, for a hypothetical someone with a #tattoostudio #smallbusiness
Respect for the "how to say no to things you want Respect for the "how to say no to things you want to spend money on" skill set + seeing it as a leadership skill during times of economic chaos 🌟
Is the financial system collapsing? I don't know! Is the financial system collapsing? I don't know! Bless you all for thinking I might but I'm not on the heads up signal thread .... But what I do know is that if you are really stressed about it, take some actions. Worst case scenario you end up with a garden and a compound and some new friends.
Your Dyke Daddies are back, talking about taxes an Your Dyke Daddies are back, talking about taxes and tax resistance! We're not experts on either but we know that 1/ people feel salty about paying taxes especially when they don't like what the taxes are paying for, 2/ most people imagine Tax Resistance is a lot easier than it is and therefore it's not a tactic for everyone, and 3/ taxstrike.info and the National War tax Resistance Coordinating Committee have useful websites if you want to learn more
In case you hadn’t heard, the US stock market is In case you hadn’t heard, the US stock market is in freefall -- technically called: a “correction” when the drop is over 10% -- and is taking the global stock market with it, all because the bad dad / client type [iykyk] who runs our country wants to make a power play using tariffs. ⁠
⁠
The incompetence is on full display here. Tariffs are, apparently if you’re a moron, meant to make people buy American, but … we don’t make all this stuff in the US anymore. ⁠
⁠
Remember … NAFTA? The G8? We buy things from overseas, and do not have the infrastructure to make it all in house. So, this is going to not only rock company values aka the stock market, soon enough it will be coming to a wallet near you as prices for things are likely to jump as the cost of imported goods you still try to buy are passed along to us as consumers. ⁠
⁠
We could literally fund universal healthcare and college and go electric and instead, this. More on the blog by the way!!
Growth is hard [and annoying lets be honest], but Growth is hard [and annoying lets be honest], but you have choices in your approach to the annoying learning moments in life:⁠
* DOOM SPIRAL: ruminate + change nothing, or⁠
* LEARNING LOOP: think about what is not working, try a different thing, reflect on how that's working, try something else as needed.⁠
⁠
This is work - and it is hard - but given that the alternative to growth is stagnation and not getting to be the person you want to be, I know what I pick.
Follow on Insta

Recent Posts

  • Your Dyke Daddies talk Tax Resistance
  • Your dyke daddies talk tariffs and prepping
  • Freeeeefalllllll from tariffs
  • Your Dyke Daddies talk class politics, better governance, and UBI
  • So you got a surprise financial windfall

Resources on

  • Blog (225)
  • Budgeting (28)
  • Capitalism (59)
  • Class & Family (23)
  • Credit (5)
  • Debt (18)
  • Diva Is A Hustler (194)
  • Featured (5)
  • Financial self-care (122)
  • Hacking Capitalism Tips & Strategy (90)
  • Investing (28)
  • Property (7)
  • Run Yr Biz (32)
  • Saving Money (27)
  • Strategy (45)
  • Talking Money (25)
  • Videos (45)
  • Work (2)

Get Free Fearless Resources

People are saying

“I gained the skills and perspective I needed to stay calm and focused to make smarter financial decisions.” – S.G., lawyer.

“It’s never been clearer to me how important it is to be able to talk this stuff with someone with shared values and language, and how important it is to be able to consult with someone who treats you with respect and who will listen.” –MT, editor.

“Thank you so much for the awesome session last night — I have been flying high and talking about it all day. I honestly feel less afraid (not yet quite riding free fearless money) and I can’t wait to put all your tools and suggestions to work. I already started ! — Emmett F., , queer musician & digital storyteller

“This class was designed for people like me! Damien shares my values of social justice, and helped me to figure out fair, ethical ways to relate to money.”
– Dara B., dareconsulting.com

“I feel more calm about money after this. I realized that I don’t have to use the same symbols and judgements that everyone else seems to use when they talk about this stuff. That’s really powerful.”
-Bevin, queerfatfemme.com

You’re Ready, Start Here:

  • Fearless Money Newsletter
  • Blog
  • Coaching
  • Online Classes
  • FREE 1 Week Money Cleanse eCourse
  • Privacy & Terms
  • Contact

People Are Saying…

“Her working class femme money genius has been an invaluable tool to help me.” - Leah Lakshmi Piepzna-Samarasinha, writer, educator

"I deeply appreciate the depth of presence and lived experience you bring to this work." -- L., coach

“Taking this “money management” class is one of the best things I have ever done for myself. Do yrself a favor and sign up!!!!” -- M., Live ACK Class, Jan 2016

"I paid off my biggest credit card last week. I still can't believe it. Your class kicked it into high gear for me. The shift was totally in the idea of taking myself more seriously and believing that there will be a future me. Huge shift." -- K., freelance designer

“I learned more than I knew I needed to know about money in Damien’s class and I don’t regret it!” -- RYAN B., bike mechanic

“Just wanted to express gratitude for all your money teachings and tips! My sweetie and I are using it together and it’s helped us talk about money and planning with less shame and guilt.” -- ANONYMOUS, online

“I never wanted to take a course on financial planning because I had always assumed it would be over my head or speak to values that didn’t resonate with me. But this class was designed for people like me! Damien shares my values of social justice, and helped me to figure out fair, ethical ways to relate to money.” -- DARA B, education consultant, dareconsulting.com

“As a chronically ill femme of color artist living the freelance life, money is often a source of fear and uncertainty for me. I took Damien’s class and was blown away by her clarity and sensitivity. How amazing to learn about money with someone who is so anchored in social justice! She created a warm, inclusive environment; was on-point about intersectionality, and shared incredibly useful tools and tips. I never thought that discussing money could be so fun, and I left the class feeling a new sense of hope and possibility.” -- ANONYMOUS, Freelance artist

“I feel more calm about money after this. I’m shocked. I realized that I don’t have to use the same symbols and judgements that everyone else seems to use when they talk about this stuff. That’s really powerful.” - BEVIN B., blogger & lawyer queerfatfemme.com

You’re Ready, Start Here:

  • Fearless Money Newsletter
  • Blog
  • Coaching
  • Online Classes
  • FREE 1 Week Money Cleanse eCourse
  • Privacy & Terms
  • Contact

Hi, I’m HD

People are saying

“I gained the skills and perspective I needed to stay calm and focused to make smarter financial decisions.” – S.G., lawyer.

“It’s never been clearer to me how important it is to be able to talk this stuff with someone with shared values and language, and how important it is to be able to consult with someone who treats you with respect and who will listen.” –MT, editor.

“Thank you so much for the awesome session last night — I have been flying high and talking about it all day. I honestly feel less afraid (not yet quite riding free fearless money) and I can’t wait to put all your tools and suggestions to work. I already started ! — Emmett F., , queer musician & digital storyteller

“This class was designed for people like me! Damien shares my values of social justice, and helped me to figure out fair, ethical ways to relate to money.”
– Dara B., dareconsulting.com

“I feel more calm about money after this. I realized that I don’t have to use the same symbols and judgements that everyone else seems to use when they talk about this stuff. That’s really powerful.”
-Bevin, queerfatfemme.com

Get Free Fearless Resources

Copyright RFFM LLC 2015-2020 / All content for educational purposes only, friends! None of this is to be taken as tax advice, legal advice, or investment advice.
  • Fearless Money Newsletter
  • Blog
  • Coaching
  • Online Classes
  • FREE 1 Week Money Cleanse eCourse
  • Privacy & Terms
  • Contact

Design by Smartcat