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Why it matters to save your first $1,000 when you’re $200k in debt
How to have enough pt 2: Real Constraints vs. Mindset Shift

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ridefreefearlessmoney

Feminist financial educator & consultant / money real talk for values-driven folks

Ride Free Fearless Money
You're in the right place to ask big questions. 💕🏳️‍🌈💐✊ (Image reads: One of the failures of our current economic format is the prioritization of money above all else, and the financialization of our relationships. Of course we feel disconnected: it's in the design. On top of this, institutions with financial power have set our planet on an environmental crash course. We watch some people be paid billions while others starve. There's imbalance everywhere Of course we feel angry and disappointed. Obviously something is going wrong. What's new here: risk assessment, but where capitalism is the risk to mitigate. You're in the right place to think deeply about all these things, explore options, and figure out your balance of money, values, and futuring strategies.)
For the vast majority of us who aren't intrinsical For the vast majority of us who aren't intrinsically motivated by greedily stockpiling hordes of money -- what's your why? What motivates you to figure your way thru? For me - I realized two things in my early 30s: one, my teeth were fu#&ed; and two, no one was coming to save me about them, or anything else I wanted or needed. That's just the reality of being working class or poor. There's no promise of a fix swooping in. It's not nihilism, these are facts. You want it? It's on you, boo. Around that time I had a performance piece in which I had the line, "Superman doesn't live here anymore." For the longest time I didn't face these facts. Once I did, once I owned that it was on me, it put me in a different position. It made me ask other questions: What needs to change, in order for me to achieve my goals? How can I change it in ways that don't crush me along the way? How can the person that I am survive? #oldpunkswithteeth #idontswoopiglide
This one goes out to all my overthinkers and forme This one goes out to all my overthinkers and former A+ students who get themselves stuck thinking every action they take has to get some kind of perfectionistic gold star. I especially see this when people are trying to make social change or impact with spending choices or donation/giving decisions. Sure we want to be our best and do our best. But we also NEED to make decisions and move forward. Truth be told, there's a lot of financial decisions and other types of decisions you'll get to make more than once in life. Make a good enough decision and move on so you can get to the next. #perfectionismispatriarchy #perfectistheenemyofgood #analysisparalysis
Who’s flexing some - or all - of these signs?⁠ Who’s flexing some - or all - of these signs?⁠ ⁠ You don't have to be rich to act with integrity and intention [and no one gets to use being rich as an excuse not to act right, either]. You can get aligned with your money moves with a little - or a lot - of money. ⁠ ⁠ What's saved and why - what goals are happening when - creating the opportunity to fuck off from a bad situation - and yet having money to experience life and share ...⁠ ⁠ These are all facets of your personal finances that you can exert control over as soon as you decide to. Even if your savings or fuck off fund is just a seedling, you get to decide about putting $10 a week into it. Or if you're at a more abundant place, maybe you're putting $200 a week away. ⁠ ⁠ The point is - you know what's up with your money - not avoiding or hiding or letting fear get in the way. Looking it in the face and making a decision for YOU. That's powerful.⁠ ⁠ When we give away power, we give away agency - the hope of change. ⁠ ⁠ Hell no. ⁠ ⁠ We all have the power to be intentional on at least one aspect of our money, let's flex it.⁠ ⁠ Image reads:⁠ Signs you ARE BEING FINANCIALLY INTENTIONAL ⁠ ⁠ - you have savings...AND YOU know what the savings are for⁠ ⁠ - youR FINANCIAL GOALS HAVE A TIMELINE, EVEN IF IT's EMERGENT⁠ ⁠ - you HAVE no-judgement money TO SPEND, eg a fun FUND / budget line ⁠ ⁠ - YOU HAVe A FUCK OFF FUND OR EMERGENCY FUND SEPARATE FROM YOUR EVERYDAY MONEY⁠ ⁠ - YOu'RE GIVING AND SPENDING IN LINE WITH YOUR VALUES ⁠ ⁠ #moneylikeyoumeanto #givingTuesday #gifteconomy #emergencyfund #savingsgoals #powertothepeople⁠
What are you running from by buying all that shit What are you running from by buying all that shit - be real. Mornings with an #anticapitalist #moneycoach...
Sure, aspiring to be middle class and shop as a ho Sure, aspiring to be middle class and shop as a hobby is great and all but have you ever tried using money so you can have broad and meaningful impact? #blackfridaysale #anticonsumerism #moneylikeyoumeanto
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“I feel more calm about money after this. I’m shocked. I realized that I don’t have to use the same symbols and judgements that everyone else seems to use when they talk about this stuff. That’s really powerful.” - BEVIN B., blogger & lawyer queerfatfemme.com

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Hi, I’m HD

People are saying

“I gained the skills and perspective I needed to stay calm and focused to make smarter financial decisions.” – S.G., lawyer.

“It’s never been clearer to me how important it is to be able to talk this stuff with someone with shared values and language, and how important it is to be able to consult with someone who treats you with respect and who will listen.” –MT, editor.

“Thank you so much for the awesome session last night — I have been flying high and talking about it all day. I honestly feel less afraid (not yet quite riding free fearless money) and I can’t wait to put all your tools and suggestions to work. I already started ! — Emmett F., , queer musician & digital storyteller

“This class was designed for people like me! Damien shares my values of social justice, and helped me to figure out fair, ethical ways to relate to money.”
– Dara B., dareconsulting.com

“I feel more calm about money after this. I realized that I don’t have to use the same symbols and judgements that everyone else seems to use when they talk about this stuff. That’s really powerful.”
-Bevin, queerfatfemme.com

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