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Why it matters to save your first $1,000 when you’re $200k in debt
How to have enough pt 2: Real Constraints vs. Mindset Shift

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ridefreefearlessmoney

Feminist financial educator & consultant / courses, workbooks, coaching & workshops / hustle real talk for values-driven folks

Ride Free Fearless Money
#HackCapitalism and Divest from a bank you hate! H #HackCapitalism and Divest from a bank you hate! Here's a basic action plan from my (free!) Divest and Divert course! 1. Get fired up about changing! (Nice work, you’re there!) 2. Select a new banking institution. Make a short list and call, if needed. 3. Open the new account, get the account and routing number & order your debit card. 4. Make a list of all the automated payments or deposits that come through the old account (paycheck, bills, subscriptions, credit card payments, paypal/vimeo deposits…) 5. Change all the old payment/deposit accounts to the new bank. 6. Wait a few weeks to make sure all the accounts updated. 7. Close the old account. Bonus: tell the old bank why you’re leaving. Take our Free Divest and Divert Course for more #hackingcapitalism pro tips! Stay tuned for the Upcoming release of Pay it Forward, Ride Free’s Guide to Ethical Investing & Using Money From Your Values
It’ very difficult to "opt out" of capitalism, B It’ very difficult to "opt out" of capitalism, But we can, however, make choices that are more aligned with our values. Moving our money symbolically creates a ripple effect that ultimately does two things: It sends a clear messages to big banks It materially supports the smaller banks we move money INTO. Move past freezing and fear into positive action that builds futures! #hackingcapitalism #movemoney
When we have a bank account or make an investment, When we have a bank account or make an investment, our money is on loan to the institution we pick or companies we’ve invested in. Why not loan to banks that have positive impact in communities, rather than ones which invest in global decimation? Here’s a report on state the of Banking and Fossil Fuel Financing from Indigenous Environmental Network (IEN): https://www.ienearth.org/wp-content/uploads/2019/03/RAN-Report-Card-2019-F03.pdf We have a choice! #HACKINGCAPITALISM #DIVESTANDDIVERT Stay tuned for the Upcoming release of Pay it Forward, Ride Free’s Guide to Ethical Investing & Using Money From Your Values
Why Divest from these banks? Some things we’re Why Divest from these banks? Some things we’re reading: “Collective divestment really can make a difference. The campaign to divest from South Africa in the 80s contributed to dismantling formal apartheid, and we are starting to see a similar swell organize around fossil fuels" #HACKINGCAPITALSIM #DIVESTANDDIVERT
There is no gold star in capitalism, since it's ve There is no gold star in capitalism, since it's very difficult to "opt out." We can, however, make choices that are more aligned with our values while within the system - and that's what divesting is about. Some recent divestment movements come from three distinct activist projects: 1. Ecological defense (oil), led by the good folks at 350.org. They’ve already supported 5.4 TRILLION dollars moving out of investments that support petroluem. 2. Boycott, Divestment and Sanctions (BDS) movement to support better treatment of the people of Palestine by withdrawing economic support from Israel. 3. Ecological defense (pipeline), led by activists aiming to stop the Dakota Access pipeline from wrecking the Sioux lands near the Mississippi by removing money from banks funding the project. BUT IT SEEMS COMPLICATED! Yeah, and I’m sure that has nothing to do with the millions of dollars in ad spend your bank puts out to ensure that it seems normalized in your life... #HACKINGCAPITALSIM #DIVESTANDDIVERT
Need real talk and support around money and relati Need real talk and support around money and relationships? You got it with our Partners + Money! Toolkit to Make Peace and Plans Having worked with tons of real-life partners, this toolkit is PRACTICAL as heck. You all need it, I know! Throughout your work, you've got a roadmap and videos to kick you off and keep you going every step of the way. There are multiple real-life stories and examples of how others have handled everything from: -A major savings goal (down payment? children? - they're in here!) -Talking through coming from really different economic backgrounds -Deciding how to split costs fairly -Making life plans Find your ethical, practical and happy ending with our support! With love from Ride Free Fearless Money! #PartnersMoneyToolkit #TalkAboutMoney #PeaceAndPlans
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