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ridefreefearlessmoney

🏳️‍🌈Queer feminist anticapitalist financial educator + business design consultant / facilitator/ podcast: Have a Nice Life / I contain multitudes

An incomplete list of call-ins over the years to b

An incomplete list of call-ins over the years to be sure!

Joking aside, money is one of the areas in life people struggle so genuinely to clearly see and understand their relationship to.

I love my clients and every call out is appropriate to the distinct relationship we have agreed to ... And sometimes we gotta get spicy to get progress!!

#moneycoach #radicalmoney #radicalacceptance #realtalk #changeyourmoneychangeyourlife

I hear people say this All The Time: "I just wanna

I hear people say this All The Time:
"I just wanna buy some land with my friends..."

Well, you could...!

If you:
1/ find a few trusted people and gather down payment money [does not have to be equal, often one person puts in the biggest share to start]

2/ make an agreement about how to pay for and do scouting, startup [solar? immediate renovations?], monthly expenses, and ongoing maintenance, whether via money or labor

3/ make an exit plan that accounts for folks payments and sweat equity - before anyone ever needs this

4/ bonus: create a joint checking account

5/ write this all down

Meanwhile:
• Get prequalified for a mortgage to see what price range you can buy - using a local broker is usually better than a bank!

• Scout locations

• Create criteria of things that are must have and nice to have on the land and nearby

• Get a realtor to help you with options, zoning, programs...

• Get preapproved for a mortgage (unless you're buying in cash) once you're otherwise close to ready

I work with groups to make these agreements listed above. And, the Polyamory Legal Advocacy Coalition + the LGBTQ+ Advocacy Clinic at Harvard put out this great guide to buying property with chosen family! ...https://harvard.turtl.co/story/how-to-buy-property-with-chosen-family/page/1

#buyacompound #livewithfriends #landproject #queerlandproject #offgridliving

After going no contact with my evangelical family

After going no contact with my evangelical family in my 20s, I made some unhelpful decisions and learned lots of things the hard way.

Here's three things I did wrong (and what I did right, later):

1/ I took a soul sucking job because I needed money (then, I quit it once I had a tiny safety net)

2/ I spent a lot of time feeling ashamed and wishing I had a different family (but I also built beautiful chosen family and eventually let go of that shame)

3/ I felt alone in my struggle (and then I made connections with other people who'd done this and lived fantastically to tell the tale)

Do you relate? What else would you add?

#nocontact #exvangelical #withoutanet #familymoney #workingclassrealtalk

A spicy take on war tax resistance: you might have

A spicy take on war tax resistance: you might have great motivation to do it, but .. you might not *actually* do it.

If that's you, no shade, but what is an action you can use that motivation that you *will do* instead?

& Go off queens who prove me wrong 💓

#wartaxresistance #nowarwithiran #taxresistance

Hello to my friends and new followers 💖 ... this a

Hello to my friends and new followers 💖 ... this account is about liberation ✊🏻

Things people get wrong about self employment (fro

Things people get wrong about self employment (from two self-employed coaches):⁠
* Secretly feeling that making money is wrong⁠
* Thinking its morally superior to be self-employed⁠
* Not taking the chance to pay people well⁠
* Believing you have to have One True Way Only to get clients⁠
* Acting like taxes are always a “later” problem⁠
* You don’t ever have to raise your prices⁠
⁠
What else do people get wrong about #selfemployment??⁠
⁠
For more, listen to Episode 8: Considering Self-Employment in the Have A Nice Life podcast!⁠
⁠
#taxseason #smallbusiness #careercoach #moneycoach

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“Thank you so much for the awesome session last night — I have been flying high and talking about it all day. I honestly feel less afraid (not yet quite riding free fearless money) and I can’t wait to put all your tools and suggestions to work. I already started ! — Emmett F., , queer musician & digital storyteller

“This class was designed for people like me! Damien shares my values of social justice, and helped me to figure out fair, ethical ways to relate to money.”
– Dara B., dareconsulting.com

“I feel more calm about money after this. I realized that I don’t have to use the same symbols and judgements that everyone else seems to use when they talk about this stuff. That’s really powerful.”
-Bevin, queerfatfemme.com

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People Are Saying…

“Her working class femme money genius has been an invaluable tool to help me.” - Leah Lakshmi Piepzna-Samarasinha, writer, educator

"I deeply appreciate the depth of presence and lived experience you bring to this work." -- L., coach

“Taking this “money management” class is one of the best things I have ever done for myself. Do yrself a favor and sign up!!!!” -- M., Live ACK Class, Jan 2016

"I paid off my biggest credit card last week. I still can't believe it. Your class kicked it into high gear for me. The shift was totally in the idea of taking myself more seriously and believing that there will be a future me. Huge shift." -- K., freelance designer

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“Just wanted to express gratitude for all your money teachings and tips! My sweetie and I are using it together and it’s helped us talk about money and planning with less shame and guilt.” -- ANONYMOUS, online

“I never wanted to take a course on financial planning because I had always assumed it would be over my head or speak to values that didn’t resonate with me. But this class was designed for people like me! Damien shares my values of social justice, and helped me to figure out fair, ethical ways to relate to money.” -- DARA B, education consultant, dareconsulting.com

“As a chronically ill femme of color artist living the freelance life, money is often a source of fear and uncertainty for me. I took Damien’s class and was blown away by her clarity and sensitivity. How amazing to learn about money with someone who is so anchored in social justice! She created a warm, inclusive environment; was on-point about intersectionality, and shared incredibly useful tools and tips. I never thought that discussing money could be so fun, and I left the class feeling a new sense of hope and possibility.” -- ANONYMOUS, Freelance artist

“I feel more calm about money after this. I’m shocked. I realized that I don’t have to use the same symbols and judgements that everyone else seems to use when they talk about this stuff. That’s really powerful.” - BEVIN B., blogger & lawyer queerfatfemme.com

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People are saying

“I gained the skills and perspective I needed to stay calm and focused to make smarter financial decisions.” – S.G., lawyer.

“It’s never been clearer to me how important it is to be able to talk this stuff with someone with shared values and language, and how important it is to be able to consult with someone who treats you with respect and who will listen.” –MT, editor.

“Thank you so much for the awesome session last night — I have been flying high and talking about it all day. I honestly feel less afraid (not yet quite riding free fearless money) and I can’t wait to put all your tools and suggestions to work. I already started ! — Emmett F., , queer musician & digital storyteller

“This class was designed for people like me! Damien shares my values of social justice, and helped me to figure out fair, ethical ways to relate to money.”
– Dara B., dareconsulting.com

“I feel more calm about money after this. I realized that I don’t have to use the same symbols and judgements that everyone else seems to use when they talk about this stuff. That’s really powerful.”
-Bevin, queerfatfemme.com

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Copyright RFFM LLC 2015-2020 / All content for educational purposes only, friends! None of this is to be taken as tax advice, legal advice, or investment advice.

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